Privacy
PLEASE NOTE THAT NOYO WILL NEVER SELL YOUR PERSONAL DATA (E.G. NAME, ADDRESS, EMAIL) TO ANY THIRD PARTY
Your privacy is important to us. This privacy statement explains the collection, use, storage and disclosure of personal information by Noyo Technologies, Inc. (“Noyo” or “we”) via the website www.noyo.com (the “Site”) and when you use our products and services, which include applications, software Noyo platform and related services (collectively, the “Services”).
PERSONAL INFORMATION WE COLLECT
The personal information we collect depends on how you interact with us, the Services you use, the data you provide and the choices you make. It includes personal information that may identify you that is not public information. For this notice, personal information includes but is not limited to protected health information (PHI) transferred to us by third parties. PHI includes demographic information that can be used to identify a person, their health condition(s), or the provision of health care benefits.
Types of protected health information we collect may include:
Identifier data (such as your name, phone number, physical address, or email address)
Demographic data (such as your age, gender, or marital status)
Health details (such as a medical history)
Health Insurance information (such as your member ID and coverage details)
other information used to identify you or that’s linked to your healthcare or healthcare coverage
Types of Personal Information we collect may include:
Professional Information (such as job title, employment history, and work performance evaluations)
Educational Information (such as school you may have attended, grades, and graduation timeline)
We collect and process personal information about you with your consent and/or as necessary to provide the Services, operate our business, meet our contractual and legal obligations, protect the security of our systems and our customers, or fulfill other legitimate interests. We collect information about you in various ways when you use the Services, including information you provide directly, information collected automatically, and third party data sources. If you choose not to provide information necessary for certain Services or features, those Services or features may not be available or function correctly. Below is a categorical description of the information (including personal information) we may collect about you via the Site and Services.
Information you provide directly.
We may collect personal information you provide to us via the Site and Services. For example, the “get started” form on the site asks for your name, email address, job title, company name, and other information you may provide us.
If you purchase Services, we may collect credit card numbers and other payment information, in addition to basic contact information required for business transactions such as customer support interactions and invoicing or payment arrangements.
If you apply for a role on Noyo’s career website page, we may also collect certain educational and professional information to determine your qualifications for certain open roles
B. Information collected automatically.
When you use our Services, some information is collected automatically. For example, when you visit the Site, our web servers automatically log your computer's operating system, Internet Protocol (IP) address, access times, browser type and language, the website you visited before the Site, and your activity on the Site.
C. Information from third party sources.
We obtain information from third parties to deliver our Services, including:
United States healthcare insurance carriers, which are companies or organizations that provide health insurance coverage to individuals and businesses; and,
Health insurance benefit administrators, also known as benefits managers, that manage employee benefit programs, including health insurance.
Third party websites that display employment opportunities such as certain demographic, identifying, professional, and educational information.
Third parties will supply us with information about the insured healthcare members, prospective employees, and current employees to Noyo, including personal information, employment information, protected health information, or health insurance benefits information. Additionally, they might provide details regarding employees' insurance enrollment choices, contribution amounts, and business contact information.
We process personal information and/or protected health information on behalf of these third party sources for the purposes they have determined and protect information obtained from third parties according to the practices described in this statement, plus any additional legal or contractual restrictions imposed by the source or controller of the information.
You have several rights concerning your personal information, including the right to access, rectify, restrict processing, and request the deletion of your data. These rights can be exercised through the third party directly.
HOW WE USE PERSONAL INFORMATION
We use personal information collected through our Site and Services and third party partners for purposes described in this privacy statement or otherwise disclosed to you. For example, we use personal information to provide and deliver our Services, including securing, troubleshooting, improving, and personalizing those Services; operate our business, such as improving our internal operations, securing our systems, and detecting fraudulent or illegal activity; understand you and your preferences to enhance your experience and enjoyment using our Services; provide customer support and respond to your questions; send you information, including confirmations, invoices, technical notices, updates, security alerts, and support and administrative messages; communicate with you about new products and services, offers, promotions, rewards, contests, upcoming events, and other about our Services and those of our selected partners (see the Choice and Control section of this privacy statement for how to change your preferences for promotional communications); and provide our customers with reports, market insights, and trends based on the aggregation of data.
HOW AND WHEN WE SHARE PERSONAL INFORMATION
We share personal information with your consent or as necessary to provide the Services you have requested or authorized. For example, when you provide payment data to make a purchase, we will share that data with banks and other entities as necessary for payment processing, fraud prevention, credit risk reduction, or other related financial services. We will also share personal information with the parties you designate to perform the requested services between insurance brokers and insurers.
In addition, we share personal information with vendors or sub-contractors working on our behalf for the purposes described in this statement. The companies are required to abide by certain obligations outlined in our Data Processing Agreement, including compliance with all applicable privacy laws and regulations. For example, companies we have hired to provide cloud hosting services or assist in protecting and securing our systems. These services may need access to personal information to provide those functions. In such cases, these companies must abide by data privacy and security requirements and are not allowed to use personal information they receive from us for any other purpose. We may also disclose personal information as part of a corporate transaction such as a merger, transfer, divestiture, or sale of all or a portion of our business or assets.
Finally, we will access, transfer, disclose, and preserve personal information when we have a good faith belief that doing so is necessary to: comply with applicable law or respond to valid legal process, including from law enforcement or other government agencies; protect our customers, for example to prevent spam or attempts to defraud users of our Services; and operate and maintain the security of our Services, including to prevent or stop an attack on our computer system or networks; or protect our rights or property, including enforcing the terms of our agreements.
CHOICE AND CONTROL OF PERSONAL INFORMATION
Access, correction, and deletion. If you wish to request access to, or correction or deletion of, personal information about you that we hold, please contact us at legal@noyo.com. To the extent permitted by applicable law, we reserve the right to decline requests that are unreasonable, excessive, or prohibited by law, could adversely affect the privacy or other rights of another person, or where we cannot confidently verify you as the person to whom the data relates or an authorized third party.
Communications preferences. You can choose whether you wish to receive promotional communications from us. If you receive promotional emails or messages from us and would like to stop, you can do so by following the directions in that message or by contacting us at legal@noyo.com. These choices do not apply to mandatory service communications that are part of certain of our Services, or to surveys or other informational communications that may have their own unsubscribe method.
RETENTION OF PERSONAL INFORMATION
We retain personal information for as long as necessary to provide the Services and fulfill the transactions that either you or our customers have requested, or for other essential purposes such as complying with our legal obligations, resolving disputes, and enforcing our agreements. Because these needs can vary for different data types in the context of different Services, actual retention periods can vary significantly based on criteria such as user expectations or consent, the sensitivity of the data, the availability of automated controls that enable users to delete data, and our legal or contractual obligations.
LOCATION OF PERSONAL INFORMATION
The personal information we collect may be stored and processed in your country or region, or in any other country where we or our service providers maintain facilities.
Currently, we store data received through our Site and Services in the United States.
The storage location(s) are primarily chosen to comply with our legal or contractual obligations. We take steps designed to ensure that the data we collect under this statement is processed according to the provisions of this statement and applicable law wherever the data is located.
SECURITY OF PERSONAL INFORMATION
We provide reasonable technical and administrative controls to help protect the confidentiality, integrity, and availability of personal information designed to prevent unauthorized access, use, disclosure, alteration, and destruction. For example, only authorized employees are permitted to access personal information. Moreover, we encrypt sensitive information in transit and at rest.
HIPAA Compliance
We align our internal controls and business practices to comply with the Health Insurance Portability and Accountability Act (HIPAA) federal law and related regulations to protect the privacy and security of Protected Health Information (PHI). We implement administrative, physical, and technical safeguards to protect PHI in compliance with HIPAA standards. In the event of a breach of PHI, we will notify impacted parties, as required by the HIPAA regulation and associated laws.
BUSINESS ASSOCIATE SUBCONTRACTOR TERMS
These Business Associate Subcontractor Terms (“BA Terms”) are a part of the Platform Services Agreement (the “Agreement”) between the customer on the signature page thereto (“Customer”) and Noyo Technologies Inc. (“Noyo”), and to which these BA Terms are exhibited. Capitalized terms used but not defined in these BA Terms are used as defined in the other portions of the Agreement.
WHEREAS, the performance of the Agreement may involve the receipt, creation, transmission, or maintenance of Protected Health Information of Customer’s customers (“PHI”); and
WHEREAS, Customer and Noyo are subject to the Privacy and Security Rules promulgated by the United States Department of Health and Human Services (“HHS”) at 45 CFR Parts 160 and 164 that were issued pursuant to the Health Insurance Portability and Accountability Act of 1996, as amended, and the rules and regulations promulgated thereunder (“HIPAA”) and pursuant to the provisions of the Health Information Technology for Economic and Clinical Health Act of 2009, as amended, and the rules and regulations promulgated thereunder (“HITECH” and, together with HIPAA and the HIPAA Omnibus Final Rule, the “Regulations”).
NOW, THEREFORE, for and in consideration of the mutual covenants and conditions herein, the consideration set forth in the Agreement, and other good and valuable consideration, receipt and adequacy of which are hereby acknowledged, the parties agree as follows:
Definitions.
(a)Unless otherwise defined herein, capitalized terms shall have the same meaning as set forth in the Regulations, unless otherwise defined herein.
(b)As used in these BA Terms, the term “PHI” does not include summary health information or information that has been deidentified in accordance with the standards for de-identification provided for in the HIPAA Security and Privacy Rules.
Permissible Uses and Disclosures.
(a)Noyo may create, receive, maintain, transmit, use, or disclose PHI only in a manner that is consistent with the Agreement and the Regulations, and only in connection with the provision and delivery of services pursuant to the terms and conditions of the Agreements.
(b)Except as otherwise limited in the Agreement, Noyo may disclose PHI to other Business Associates of Customer to perform obligations authorized under the Agreement.
(c)Noyo may also use or disclose PHI under the Agreement:
(i)In relation to: (A) Noyo’s proper management and administration; or (B) data aggregation services relating to the health care operations of Customer; or
(ii)The disclosure of PHI received in such capacity is made in connection with a function, responsibility or service identified in Section 2(c)(i) above, and (1) such disclosure is required by law, or (2) Noyo obtains reasonable assurances from the person to whom such PHI is disclosed that it will be held confidentially and such person agrees to notify Noyo of any breaches of such confidentiality.
(d)Noyo may disclose PHI to report violations of law to appropriate federal or state authorities, consistent with 45 C.F.R. § 164.502.
(e)Noyo’s use, disclosure or request of PHI shall utilize a Limited Data Set as described in 45 C.F.R. § 164.514(e)(2) to the extent practicable. In performing its obligations under the Agreement, Noyo shall use, disclose or request only the minimum amount of PHI necessary to accomplish the intended purpose of the use, disclosure or request as determined in Noyo’s reasonable discretion, unless Customer has notified Noyo of or provided Noyo with minimum necessary policies of Customer or the applicable Covered Entity that apply to such PHI.
Safeguards for Protection and Security of PHI.
(a)Noyo agrees that it will implement reasonable and appropriate safeguards to prevent any use or disclosure of PHI in violation of the Agreement or the Regulations.
(b)In addition and without limiting the foregoing, Noyo shall:
(i)Implement administrative, physical and technical safeguards that reasonably and appropriately protect the confidentiality, integrity and availability of PHI that Noyo creates, receives, maintains, or transmits on behalf of Customer as required by the Regulations; and
(ii)Take reasonable measures to ensure that any agent, including a subcontractor, to whom Noyo provides PHI agrees in writing to implement reasonable and appropriate safeguards to protect such information.
Reporting Requirements.
(a)Noyo agrees that it will report to Customer any use or disclosure of PHI in violation of the Agreements or the Regulations within five (5) business days after Noyo becomes aware of any such violation.
(b)Noyo agrees that it will report any Breach or potential Breach of Unsecured PHI within five (5) business days after Noyo becomes aware of any such Breach.
(c)Noyo agrees that it will report any Security Incident within five (5) business days after Noyo becomes aware of any such Security Incident. For the avoidance of doubt and notwithstanding the foregoing, the Parties acknowledge and agree that information systems are the frequent target of probes, scans, pings and other activities that may not indicate threats, whose sources may be difficult or impossible to identify and whose motives are unknown and that do not result in access or risk to any information system or PHI (“Access Attempt”). Although Access Attempts generally do not result in any unauthorized access to or modification or disclosure of PHI, Access Attempts do constitute Security Incidents. Customer agrees to accept these BA Terms as the notification required under 45 C.F.R. § 164.314 and not require Noyo to provide any additional notification so long as Noyo: (i) ensures that all Access Attempts are recorded in Noyo’s information technology records; (ii) regularly reviews its information technology records to determine whether any Access Attempt resulted in unauthorized access to or modification or disclosure of PHI; and (iii) in the event that Noyo is unable to make such determination, takes all steps reasonably designed to determine whether an Access Attempt resulted in unauthorized access to or modification or disclosure of PHI.
(d)Noyo agrees that it will report to Customer any request for access to PHI by an Individual to whom it relates within five (5) business days of receipt of such request. Noyo shall not respond to any such request without written authorization of Customer.
(e)Noyo agrees that it will report to Customer any request to amend PHI by an Individual to whom it relates within five (5) business days of receipt of such request. Noyo shall not respond to any such request, and shall not alter or amend PHI, without written authorization of Customer.
(f)If an Individual submits to Noyo a request for restriction or a request for confidential communications as provided for in 45 C.F.R. § 164.522, Noyo shall report such request to Customer within five (5) business days of receipt of such request. Noyo shall not respond to such requests without written authorization of Customer.
Additional Obligations of Noyo.
(a)To the extent that Noyo performs any obligations of a Covered Entity under the Privacy Rule, Noyo shall comply with the requirements of the Privacy Rule applicable to such Covered Entity in performing such obligations; provided, that unless Customer has notified Noyo of obligations specifically applicable to such Covered Entity, Noyo shall determine the extent and scope of such obligations in its reasonable judgment.
(b)Noyo understands and acknowledges that all applicable provisions of the Regulations apply directly to Noyo and to each of its subcontractors and agents (and their subcontractors and agents) who receive or have access to the PHI and that Noyo and each such subcontractor or agent is subject to compliance with all applicable provisions of the Regulations, including without limitation, all applicable security and privacy laws, rules and regulations contained in or promulgated under the Regulations.
(c)Without limiting the foregoing, Noyo shall (i) ensure that any agent or subcontractor of Noyo that creates, receives, maintains, or transmits PHI on behalf of Noyo agrees in writing to the same restrictions, conditions, and requirements that apply to Noyo with respect to such information; and (ii) require any agent or subcontractor to enter into a similar written agreement with each of its subcontractors and agents who receive, create, transmit or maintain PHI or otherwise have access to the PHI.
(d)Noyo agrees to make its internal practices, books and records relating to the use and disclosure of PHI received from or created or received by Noyo on behalf of Customer available to the Secretary of HHS for purposes of determining Customer’s compliance with the Regulations.
Accounting of Disclosures.
Noyo shall respond to Customer within five (5) calendar days of receipt of a request for information that would be necessary for an accounting of disclosures of PHI as provided for in 45 C.F.R. § 164.528. Such accounting shall include, but not be limited to, the date of the disclosure, the name and, if known, the address of the recipient of the PHI, the name of the Individual who is the subject of the PHI, a brief description of the PHI disclosed and the purpose of the disclosure. Upon Customer’s instruction, Noyo shall include disclosures made on or after the date that is up to six (6) years prior to the request. Noyo shall not be required to maintain a record of disclosures of PHI (a) made for the purpose of Treatment, Payment or Healthcare Operations, (b) made to an Individual who is the subject of the PHI or (c) made pursuant to an authorization that is valid under HIPAA.
Obligations of Customer.
(a)Customer agrees to notify Noyo promptly after becoming aware of:
(i)Any limitation in the notice of privacy practices of the applicable Covered Entity under 45 C.F.R. § 164.520 to the extent that such limitation may affect Noyo’s use or disclosure of PHI;
(ii)Any restrictions applicable to Noyo’s use or disclosure of PHI that the applicable Covered Entity has accepted and that apply to any access to or use or disclosure of PHI subject to the Agreement;
(iii)Any restriction on the use or disclosure of PHI that Customer has agreed to in accordance with 45 C.F.R. § 164.522;
(iv)Any specific obligations of a Covered Entity applicable to any obligations of such Covered Entity that Noyo performs under these BA Terms; and
(v)Any changes in, or revocation of, or authorization by Individual to use or disclose PHI, if such changes affect Noyo’s permitted or required uses and disclosures.
(b)Customer shall obtain all consents or authorizations necessary for Noyo’s access to or creation, maintenance, use or disclosure of PHI subject to these BA Terms.
(c)Customer shall not request that Noyo use or disclose PHI in a manner that would not be permissible under Subpart E of 45 C.F.R. Part 164 if so disclosed by the applicable Covered Entity.
(d)Customer shall be solely responsible for compliance with the Security Rule and the implementation of reasonable and appropriate safeguards with respect to PHI that is subject to these BA Terms and that it provides to or receives from Noyo, prior to its receipt by Noyo, and upon and following its receipt by Customer from Noyo.
(e)Customer shall be responsible for reporting security incidents, unauthorized uses and disclosures of PHI, and breaches to any applicable Covered Entity or other business associate.
Term.
These BA Terms shall be effective as of the effective date of the Effective Date and these BA Terms shall terminate when all PHI previously provided by Customer to Noyo, or created or received by Noyo on behalf of Customer, is destroyed or returned to Customer.
Termination for Cause.
Upon either Party’s knowledge or reasonable belief that the other Party is in or has committed a breach or violation of any material obligation set forth in these BA Terms, the non-breaching Party may:
(a)If the non-breaching Party reasonably believes that such breach is or was due to the breaching Party’s willful neglect (as defined in the HIPAA Security and Privacy Rules), terminate these BA Terms with immediate effect by delivering written notice of such termination to the breaching Party regardless of whether such breach is continuing at the time the non-breaching Party delivers such notice;
(b)If the non-breaching Party reasonably believes that such breach was due to reasonable cause (as defined in the HIPAA Security and Privacy Rules) and such breach was not continuing at the time the non-breaching Party became aware of such breach, require the breaching Party to demonstrate that it has taken appropriate steps that are, in the non-breaching Party’s sole discretion, reasonably designed to prevent a recurrence of such breach; or
(c)If the non-breaching Party reasonably believes that such breach is due to reasonable cause (as defined in the HIPAA Security and Privacy Rules) and such breach was continuing at the time the non-breaching Party became aware of such breach, notify the breaching Party of such breach and grant to the breaching Party thirty (30) days following the breaching Party’s receipt of such notice in which to cure such breach; provided, that such thirty (30) day period shall be extended to the extent reasonably necessary to permit the breaching Party to cure such breach so long as the breaching Party takes all steps reasonably designed to cure such breach during such initial thirty (30) day period; provided, further, that if such thirty (30) day period is extended, the non-breaching Party may require the breaching Party to engage an independent third-party to conduct an independent assessment, at the breaching Party’s expense, of the breaching Party’s efforts if such breach has not been cured within a reasonable period of time after expiration of the initial thirty (30) day period.
Obligations of Noyo upon Termination.
Upon termination of the Agreement or the BA Terms, Noyo shall promptly return or destroy all PHI or, if the parties mutually determine that such return or destruction is not feasible, Noyo agrees that the provisions of these BA Terms shall continue to apply to such PHI, and further uses and disclosures of such PHI shall be restricted to only those purposes which make the return or destruction of the information infeasible. Noyo may retain PHI to the extent reasonably necessary to permit Noyo to comply with applicable laws and so long as Noyo extends the protections of these BA Terms to all such PHI and takes all actions necessary to limit further uses and disclosures of such PHI for so long as Noyo retains such PHI. Upon termination of the condition that makes retention of PHI by Noyo necessary for Noyo’s compliance with law or that makes return or destruction of PHI infeasible, Noyo shall return or destroy such PHI as instructed by Customer.
Miscellaneous.
(a)Where provisions of these BA Terms are different from those mandated by the Regulations, but are permitted by the Regulations, the provisions of these BA Terms shall govern.
(b)Nothing express or implied in these BA Terms is intended to confer, nor shall anything herein or therein confer, upon any party other than Customer and Noyo and their respective successors or assigns in interest, any rights, remedies, obligations, or liabilities whatsoever. The Parties agree that these BA Terms shall apply only to themselves and are not for the benefit of any third party beneficiaries.
(c)Any ambiguity in these BA Terms shall be interpreted to permit compliance with the Regulations.
(d)Upon the occurrence of changes or amendments to the Regulations or other law that affect the legality of the Agreement, Customer and Noyo agree to modify the Agreement to the extent necessary to permit Customer to comply with any changes in the Regulations.JURISDICTION-SPECIFIC NOTICES
JURISDICTION-SPECIFIC NOTICES
Your Rights under California Online Protection Act (“CalOPPA”)
We do not support Do Not Track (“DNT”). DNT is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable DNT by visiting the Preferences or Settings page of your web browser.
In accordance with CalOPPA, we agree to the following:
Site users can visit our site anonymously
Site users will be notified of any privacy policy changes on our Privacy Policy page
Site users are able to change their personal information (as defined by CalOPPA) by emailing us at legal@noyo.com
B. Your Rights under the General Data Privacy Regulation (“GDPR”)
If you are a resident of the European Union (EU) and European Economic Area (EEA), GDPR affords you certain rights. These include:
The right to access, delete, or update the information we have on you
The right to have your information rectified if that information is incomplete or incorrect
The right to object to our processing of your data
The right to request that we restrict the processing of your data
The right to request a copy of your personal data in machine-readable and commonly used format
The right to withdraw your consent at any time where we rely on your consent to process your personal information
To exercise any of the above rights, please send a request to legal@noyo.com. We may ask you to verify your identity before responding to such requests.
Additionally, you have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
C. Your Rights under the California Consumer Privacy Act (“CCPA”)
If you reside in California, you are afforded certain rights under the CCPA.
Your Rights
Right to Know
You have the right to know what personal information we have collected about you, including the categories of personal information, the categories of courses from which the personal information is collected, the business or commercial purpose for collecting, selling or sharing personal information, and the specific pieces of personal information we collected about you.
Right to Access
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:
The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or sharing that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing: sales, identifying the personal information categories that each category of recipient purchased; and disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.
Right to Limit Sharing of Sensitive Personal Information
You have the right to request that we limit the use and disclosure of your Sensitive Personal Information, subject to certain exceptions. We use your Sensitive Personal Information to perform the services reasonably expected. We may also use your Sensitive Personal Information to ensure the security and integrity of your Personal Information, conduct non-personalized advertising, perform services on behalf of our business, and undertake activities to improve or enhance our services.
Your Right to Correct
You have the right to request that we correct any inaccurate personal information, taking into account the nature of the personal information and the purposes of the processing of the personal information. We will use commercially reasonable efforts to correct the inaccurate personal information as you direct, pursuant to § 1798.130 and regulations adopted pursuant to paragraph (8) of subdivision (1) of § 1798.185.
Your Right to Delete
California residents have the right to request that we delete personal information that we collect from you, subject to applicable legal exceptions.
Right to Opt-Out of Sale or Sharing of Personal Information
California residents have the right to “opt out” of the “sale” or “sharing” of your “personal information” to “third parties”. In the past 12 months we have sold the following categories of personal information: NONE
Your Right not to receive Discriminatory Treatment
You have a right not to be discriminated or retaliated against for the exercise of your privacy rights under the CCPA.
You may ask us to provide you with what personal information we have collected up to two times in a rolling twelve-month period. When you make this request, the information we provide may be limited to the personal information we collected about you in the previous year.
Please note that Noyo does not sell your personal information and we will not discriminate against you under any circumstances for exercising your rights in connection with the CCPA. To exercise your California data protection rights described above, please send a request to legal@noyo.com.
OUR COMMITMENT TO CHILDREN’S PRIVACY
At Noyo we take children’s privacy very seriously and our Sites and Services are designed for business and not for use by any person under the age of 18 (each, a “Child”). If you are a child under 18 years of age, you are not permitted to use the Service and should not send any information about yourself to us through the Website. If you believe that Noyo may have directly collected Personal Information from a Child under the age of 18 please contact us at legal@noyo.com to let us know. We’ll work with you to make sure that information is removed from our Site and Services, as applicable.
CHANGES TO THIS PRIVACY STATEMENT
We will update this privacy statement when necessary to reflect changes in our Services, how we use personal information, or the applicable law. When we post changes to the statement, we will change the "Last Updated" date at the top of the statement. If we make material changes to the statement, we will provide notice or obtain consent regarding such changes as may be required by law.
HOW TO CONTACT US
If you have a privacy concern or inquiry for Noyo, please contact us at legal@noyo.com or via our address: 18 Bartol Street, #122, San Francisco, CA 94108 USA.