New

Modern data reconciliation 🔎

New

Modern data reconciliation 🔎

Meet the modern BenefitsOS

Noyo is the industry’s first benefits operating system, making it easy for the entire benefits ecosystem to connect and collaborate.

Get Started

Leading ben-admin software choose Noyo

Manage benefits data and carrier connections on one platform. We built a real-time enrollment engine so you don't have to.

Learn more

One integration, full access to the Noyo Carrier Network

Scale carrier connectivity faster and at a fraction of the cost of direct builds.

A unified API experience for every carrier

Free your team from files, portals, and forms—Noyo handles the complexity.

Faster growth, smoother operations

Eliminate manual work and win on ease, speed, and accuracy.

01
Group Connection
With traditional EDI and other manual systems, it takes weeks to get groups ready for enrollment. Use Noyo to get groups connected to the carrier in days (or less) with clean, structured data and API-powered automation.
02
Enrollment
Manage member data in near real-time with an intuitive API that supports all change scenarios (new hire, QLE, demographic, term, and more). Get direct confirmation from the carrier that every update was completed successfully.
03
Renewal
Imagine open enrollment without EDI files, blackout periods, and a million different workflows for each carrier. Noyo streamlines the process with automation that syncs group data, processes enrollments faster, and confirms success.
04
Analytics
The carrier system can feel like a black box. You can submit data, but it’s difficult to see what happened. Noyo enables full visibility and control of group, plan, and member data along with real-time insights, change histories, and detailed statuses.
05
Reconciliation
Most of the industry relies on error reports and escalations to understand issues that impact member coverage. Noyo provides the automation and tooling to catch and resolve data discrepancies before they impact coverage.

Noyo is a unified operating system for benefits

Embedded AI + API tech meets powerful software tools. It’s easier than ever to deliver the modern experience customers expect.

Product overview

Case Build

Intelligent AI automation, flawless accuracy

Member Enrollment

Seamless enrollment for every carrier

Reconciliation

Advanced error detection and auditing tools

Carrier Network

On-demand connections, real-time capabilities

Explore the Noyo App

The best way to see what’s possible with Noyo is to take a tour.

Explore the Noyo App

The best way to see what’s possible with Noyo is to take a tour.

The preferred technology partner for leading insurance carriers

Noyo equips carriers to offer a modern, API-powered experience  to HR and ben-admin platforms – no existing APIs needed.

Learn more

Just getting started with your API strategy? Introducing Noyo Advisory

Carriers of all shapes and sizes, including the industry’s largest medical carriers, are partnering with Noyo to build and optimize APIs.

Learn more

Proven technology and benefits expertise

Noyo was first-to-market with an API solution for managing enrollment and eligibility. Insurance carriers partner with us to develop their APIs and offer a best-in-class experience to connected partners.

Moving the industry forward

Noyo sits on the LIMRA Data Exchange Standards Committee (LDEx), leading the way toward a more open and connected benefits ecosystem.

API

The developer experience you’ve been waiting for

Read the docs

{
"snapshot_mode": "current_open",
"employee": {
  "custom_individual_id": "1",
  "classifications": {
     "BranchName": "HQ",
     "Department": "Sales"
},
"employment": {
  "employment_status": "full-time",
  "occupation": "Senior Analyst",
  "hours_worked": 50,
  "salary": {
      "amount": 155000,
      "unit": "annual",
      "type": "salary",
"effective_date": "2022-10-01"
},
"employment_dates": {
  "hire_date": "2022-10-01",
  "full_time_start": "2022-01-01"
 }
},
 "person": {
       "first_name": "David",
       "middle_name": "A",

REST-based with OpenAPI 3.0

One integration; many carriers

Comprehensive API and standardized data model

Crisp, robust API documentation

Insights

If you do benefits, you need Noyo

The future of employee benefits is faster, easier, and more automated. Are you ready?

Get Started

Leading ben-admin software choose Noyo

Manage benefits data and carrier connections on one platform. We built a real-time enrollment engine so you don't have to.

One integration, full access to the Noyo Carrier Network

A unified API experience for every carrier

Faster growth, smoother operations

01

Group Connection

With traditional EDI and other manual systems, it takes weeks to get groups ready for enrollment. Use Noyo to get groups connected to the carrier in days (or less) with clean, structured data and API-powered automation.

02

Enrollment

Manage member data in near real-time with an intuitive API that supports all change scenarios (new hire, QLE, demographic, term, and more). Get direct confirmation from the carrier that every update was completed successfully.

03

Renewal

Imagine open enrollment without EDI files, blackout periods, and a million different workflows for each carrier. Noyo streamlines the process with automation that syncs group data, processes enrollments faster, and confirms success.

04

Analytics

The carrier system can feel like a black box. You can submit data, but it’s difficult to see what happened. Noyo enables full visibility and control of group, plan, and member data along with real-time insights, change histories, and detailed statuses.

05

Reconciliation

Most of the industry relies on error reports and escalations to understand issues that impact member coverage. Noyo provides the automation and tooling to catch and resolve data discrepancies before they impact coverage.

Noyo is a unified operating system for benefits

Embedded AI + API tech meets powerful software tools. It’s easier than ever to deliver the modern experience customers expect.

Case Build

Member Enrollment

Reconciliation

Carrier Network

Explore the Noyo App

The best way to see what’s possible with Noyo is to take a tour.

Explore the Noyo App

The best way to see what’s possible with Noyo is to take a tour.

The preferred technology partner for leading insurance carriers

Noyo equips carriers to offer a modern, API-powered experience to HR and ben-admin platforms – no existing APIs needed.

Just getting started with your API strategy? Introducing Noyo Advisory

Proven technology and benefits expertise

Moving the industry forward

Insights

Further Reading

Insights

Further Reading

Noyo equips carriers to offer a modern, API-powered experience  to HR and ben-admin platforms – no existing APIs needed.